Blog

  • My Experience of Getting DSC from E-Mudhra

    My Experience of Getting DSC from E-Mudhra

    e-mudhra is an online portal who basically verifies the documents ( ID, address proof etc) and then issues DSC, of course for a fee. There are many more such service providers but for some reason ( I believe it because of their marketing, primarily) e-mudhra is the most popular one. And of course it is…


  • How To Save Money To Buy Something Expensive?

    How To Save Money To Buy Something Expensive?

    We all buy stuff that is way more than our paycheck or monthly savings. So, we usually save up bit by bit to buy that stuff. This may be down payment for a home, a Rolex watch, cost of a car or simply expenses for your vacation or set up cost of your business. I…


  • How To Become a CSM in 4 Days?

    How To Become a CSM in 4 Days?

    Last Thursday I decided to become a certified scrum master. So, I visited the Scrum Alliance website and checked out different Certifications, and decided to register for the CSM program. I wanted to know How To Become a CSM. I had to take 2 days of online training, there were 3 options available for 13th…


  • Effect Of Dividend Payout Ratio On Company Financial Statement?

    Effect Of Dividend Payout Ratio On Company Financial Statement?

    A company pays out dividend from their retained earning. Retained earning comes from cash flow. There are instances when corporations took out debt to pay dividend to continue track record. In recent times, many energy companies did that, because the crude price dropped. If your company does this, sell the stocks. This is definitely a…


  • How To Invest In Dividend Stocks?

    How To Invest In Dividend Stocks?

    After March 2020, I changed my investing approach. And to be honest, my returns ( in terms of capital appreciation) has been better. If you read other posts in my blog, you will notice I always talk abut the business being solid. And during pandemic I realized many businesses are vulnerable. They survived well because…


  • How Do I Change The Country On Udemy?

    How Do I Change The Country On Udemy?

    Recently I moved from the USA to India for good. And being a user of Udemy, I wanted to check out some courses in Udemy. I noticed before logging in the prices of the courses was being displayed in INR and when I logged in, the prices changed to USD. So I had to change…


  • Read It Before Buying Silver Coins Online

    Read It Before Buying Silver Coins Online

    I wanted to buy Silver Coins Online. Like many of you, I gift or donate silver coins. And nowadays we are buying groceries from Bigbasket and Amazon, so the first place I went was Amazon to check the price for silver coins. Since we usually know the price of silver ( which changes every day…


  • Algo Car Selling Review: Sold My Car In 4 Days

    I decided in 2020 September that I would come back from the USA in December. I am writing this post from outside of the USA. As you can see from the post date, I already left the US. Anyway, you do not need to worry about that. But before returning to India, I had to…


  • Best Ways To Earn Passive Income

    Best Ways To Earn Passive Income

    I started working in 2007 end – 2008 in IT. And ever since I started working, time became a scarce resource. First of all IT is not a 8 hours job, and on top of that the commute takes a lot of time. And now that I am in my mid thirties, I have realized…


  • Why Share Price Drops After Buyback?

    Why Share Price Drops After Buyback?

    Recently, Rites brought buyback offer, and I sold some of my shares in buyback. But Rites stocks did not actually drop after buyback, the price increased, which was expected, due to anticipated increase in EPS and liquidity flow. But at time stock price drops right after buyback, especially when the buyback price offered is more…