Blog

  • Renting Vs. Owning: Benefits of 30yr Mortgage & Why HELOC is bad

    Renting Vs. Owning: Benefits of 30yr Mortgage & Why HELOC is bad

    Last few days the stock market is going down and my portfolio has gone down quite a bit. I have been checking out the real estate as an investment option that can help me with creating some cash-flow. I am window shopping on RoofStock for a while now. Roofstock is a portal where you can…


  • Why Do REITs Have Higher Than 100% Payout Ratios?

    Why Do REITs Have Higher Than 100% Payout Ratios?

    Recently I was looking into Tanger Outlet malls, and Iron Mountains, both of these are REITs. There are two primary reasons I was looking into those two companies. First, I worked with Iron Mountain, so I have some idea about what they do. And I used to visit Tanger Outlet mall when I was in…


  • 6 Ways You Can Prepare For Upcoming Recession

    6 Ways You Can Prepare For Upcoming Recession

    I purchased my first stock in 2008. Right before the recession started. Yes, I saw the fall. But I did not know what the heck was going on, or Who that guy Lehman was, why was too big to fail, etc. All I did was, I purchased beaten-down bank stocks, Trust me, it was not something…


  • 3 Reasons Robinhood Is Better Than Webull

    3 Reasons Robinhood Is Better Than Webull

    I use both Robinhood and Webull. They are both commission-free platforms for stock trading. I have been using Robinhood for over 3 years now. I got Webull recently. I prefer Robinhood over Webull. Why Robinhood Is Better Than Webull? With Robinhood Gold, I get access to the research report from morningstar for most US companies,…


  • Why Retirement Planning Is Important In India?

    Why Retirement Planning Is Important In India?

    I work in an IT services company and that is in the private sector as anyone can tell. What that means is nobody is going to pay me a pension after I retire. This made me think, how do I keep cash flowing after I retire? With the advancement in medical science, I believe dying…


  • Why You Should Not Invest In PSU Stocks In India?

    Why You Should Not Invest In PSU Stocks In India?

    PSU or Public Sector Units are known for… well think about BSNL, MTNL, The Government banks and the only thing you will remember is the bad, sorry, very bad service. So, how did the government stocks perform? And should we invest in those PSU stocks? Why You Should Not Invest In PSU Stocks In India?…


  • Why Every Indian Retiree Should Focus On Dividend Income?

    Why Every Indian Retiree Should Focus On Dividend Income?

    As we read the news or Indian economy slowing down every day in the newspaper, or we watch the news where they talk about layoffs, we get more and more confused. We get confused about how will a slowing economy impact us? Why is it slowing down?  And as a collateral damage RBI reduces the…


  • How A Busy Professional Can Earn A Passive Income?

    How A Busy Professional Can Earn A Passive Income?

    As a busy professional, I do not have time to write an eBook, or create a video course, does that mean I or you cannot earn a passive income stream? We absolutely can. In this post, I will show you how I am building my completely passive income stream. Passive means, I do not have…


  • Which Dividend Stock Is The Best Passive Income source for IT Guys?

    Which Dividend Stock Is The Best Passive Income source for IT Guys?

    I am from India and I live and work in the USA. The capitalistic market gave me the perfect opportunity to find out more about the capital market. While I do not hate my job, but I do explore other ways to supplement my income. And I found out investing in stocks can help me…


  • 3 Ways to Split Dividend Income Between Spouses

    3 Ways to Split Dividend Income Between Spouses

    You have been married to your spouse for 20 years or more, and you want to share your income with him/her. It is perfectly fine. Now the question you have can dividend income be split between spouses? How can you do it? What are the 3 Ways to Split Dividend Income Between Spouses? Of course,…