Since I decided to start my own business, I wanted to do everything by rule. And by myself, to keep the cost low. One can hire consultants to get GST done or Digital signature certificate done and trademark filed. Anyway, I did not really understand the importance of DSC or digital signature certificate until I…
We all buy stuff that is way more than our paycheck or monthly savings. So, we usually save up bit by bit to buy that stuff. This may be down payment for a home, a rolex watch, cost of a car or simply expenses for your vacation or set up cost of your business. I…
Last Thursday I decided to to become a certified scrum master. So, I visited Scrum Alliance website and checked out different Certifications and decided to register for CSM program. I had to take 2 days online training, there were 3 options available for 13th and 14th February. I selected one that was boasting about above…
A company pays out dividend from their retained earning. Retained earning comes from cash flow. There are instances when corporations took out debt to pay dividend to continue track record. In recent times, many energy companies did that, because the crude price dropped. If your company does this, sell the stocks. This is definitely a…
After March 2020, I changed my investing approach. And to be honest, my returns ( in terms of capital appreciation) has been better. If you read other posts in my blog, you will notice I always talk abut the business being solid. And during pandemic I realized many businesses are vulnerable. They survived well because…
Recently I moved from the USA to India for good. And being a user of Udemy, I wanted to check out some courses in Udemy. I noticed before logging in the pries of the courses were being displayed in INR and when I logged in the prices changed to USD. After little research I came…
I wanted to buy some silver coins. Like many of you I gift or donate silver coins. And nowadays we are buying groceries from Bigbasket and Amazon, so the first place I went was Amazon to check the price for silver coins.Since we usually know the price of silver ( which changes everyday or more…
I decided in 2020 September that I would come back from USA in December. I am writing this post from outside of USA. As you can see the post date, I already left the US. Anyway, you do not need to worry about that. But before returning to India, I had to sell my car….
I started working in 2007 end – 2008 in IT. And ever since I started working, time became a scarce resource. First of all IT is not a 8 hours job, and on top of that the commute takes a lot of time. And now that I am in my mid thirties, I have realized…
Recently, Rites brought buyback offer, and I sold some of my shares in buyback. But Rites stocks did not actually drop after buyback, the price increased, which was expected, due to anticipated increase in EPS and liquidity flow. But at time stock price drops right after buyback, especially when the buyback price offered is more…