Since March 2020, I have been working from home. Although I am in the USA I have worked with my team in Chennai, India. And there are team members in the Central time zone. I am writing this post after working in this mode for the last few months, as I think I know enough…
Author: Abhiroop Bhattacharyya
How Does Saving Money Fit Into A Budgeting?
According to Warren Buffet, you should first save money, then spend the rest. I personally agree with that. But I had an advantage, which many do not. I never had any significant debt. I use credit cards but to earn cash back, and do not carry a balance, so never paid any interest. But, if…
What Problems ITC Ltd. Has As A Business?
I am an ITC shareholder. And I have been increasing my holding for the last 3 years. On 26th June 2020, ITC declared a 10.15 rs dividend for the year 2019-2020. And I noticed there was a group of cheerleaders who came into action. ITC proudly declared that their PAT has grown etc. I do…
What Does Forward Annual Dividend Yield Tell About A Company List?
I will use Coke to explain the Forward Annual Dividend Yield, and we will discuss other possibilities. I hold Coke because I know the business and whoever heard about Warren Buffet, probably knows that KO is one of his favorite businesses. So this is a screenshot from Yahoo Finance. You can get all this information…
Are Dividend Stocks A Good Investment For Retirement In India?
I started making money after turning 20, but started making real money in 2007. But, as it was a job in private sector, it did not come with a promise of pension. And being in India, the government does not provide any social security that would count in anyway when you will not be working….
What Strategies Are Most Effective For Saving Money?
When COVID broke out last March 2020, I received an email from my employer, informing us that they have suspended all raises, promotions, and bonuses. And then they announced a pay cut and started furloughing without pay. I realized one thing right at that moment, that I did not have almost any cash saved up….
How Will Coronavirus Impact Indian Economy And India’s Monetary Policy?
Let me begin by saying, I am not an trained economist. But then you hear that a lot from people who cannot stop to express their opinion. And economists have worse record in predicting future than most astrologers. Anyway, without going into those complicated issues and debates, lets talk facts. I work in IT services…
Are Dividends The Only Way To Make Money On Robinhood?
No, it is not. You can buy stocks lower and sell them when the price goes up. That will be capital gain. You can sell or buy options on Robinhood and make money. You can day trade too, but I believe your portfolio value has to be more than $25,000. And of course, when companies pay out dividends, for holding the respective stock, you get the dividend too.
Is Dividend Payout Ratio High Is Good or Low is Good?
It depends, a matured company that is not growing as much will have a higher payout ratio. But, a company that is growing, will have a low payout ratio. And any company that has a high return on equity, you want that company to keep the money instead of paying dividends and compound that money to grow your capital.
Which Of These Would Not Help You Save Money?
Every human being has so many options to buy. But, all these options come with different options. For example, either you can buy a Honda or a Toyota and pay a modest amount every month. Or you can go for a Tesla S or Corvette and pay a lot of money every month. Let’s just…