Reading through Warren Buffet’s books, I learned two things: he invests for cash flow and pays very little tax. When I say ‘invests for cash flow,’ read it as if he has a PPF fund that produces around 22% annually, and there is no cap on how much he can invest in that fund every … Read more
This post is going to be on REAL ESTATE INVESTMENT trusts or real estate investment trusts. What are they? How do they fit into your portfolio? What are the advantages that they have over buying traditional real estate? The most simple question and a few people are familiar with it, but so that everyone’s on … Read more
India got freedom in 1947, but that does not make us free from our responsibilities., wants, needs. Recently I completed reading “The Psychology of Money” and I realized, financial freedom is not a one-dimensional goal. Just investing for financial freedom and reaching a certain amount will not make you financially free. Many times, we ask … Read more
Hi, this post is supposed to be more of a personal note or a goal for myself, but I am sharing it publicly and sharing my plan. This plan is a step towards generating enough passive income to replace my paycheck from my job eventually. And this earning has to have some certainty, regardless of … Read more
I will jot down why this might not be a good time to invest in real estate investment trusts or REITs in this post. And give you reasons I am buying them anyway. ReITs are real estate investment trusts. These are not precisely shares; these are sold in units. There are three listed ReITs in … Read more
A company pays out dividend from their retained earning. Retained earning comes from cash flow. There are instances when corporations took out debt to pay dividend to continue track record. In recent times, many energy companies did that, because the crude price dropped. If your company does this, sell the stocks. This is definitely a … Read more
After March 2020, I changed my investing approach. And to be honest, my returns ( in terms of capital appreciation) has been better. If you read other posts in my blog, you will notice I always talk abut the business being solid. And during pandemic I realized many businesses are vulnerable. They survived well because … Read more
I started working in 2007 end – 2008 in IT. And ever since I started working, time became a scarce resource. First of all IT is not a 8 hours job, and on top of that the commute takes a lot of time. And now that I am in my mid thirties, I have realized … Read more
Recently, Rites brought buyback offer, and I sold some of my shares in buyback. But Rites stocks did not actually drop after buyback, the price increased, which was expected, due to anticipated increase in EPS and liquidity flow. But at time stock price drops right after buyback, especially when the buyback price offered is more … Read more
In India, I do not know how many people invest for the long term. Some people did, mostly after the bull run in 2017, many people were drawn towards mutual funds, but 2020 has shown everyone that Mutual fund Sahi nehi hain. And the ad was a total sham. Dividend Earnings In India is possible, … Read more
