Today, for the second time I was trying to complete the online GST (India / gst.gov.in) form. And after completing the form, I got stuck at the last page for the second time. Last time I got stuck at verification page as none of the Submit with EVC or Submit with DCS buttons were enabled….
What is Networking Moat for a Business?
Different businesses come with different moats. Some have brands, some have patents, some have toll roads like a moat, and another type of moat is the network effect. This is still a mystery to me. But, Microsoft, Facebook, Twitter, TikTok, etc social networking companies do have a networking moat.I will try to give you some…
Is India Entering The Eye of Economic Storm?
While the COVID Pandemic has broken every country’s back, India’s economy was breaking down post-2015 November demonetization. The GST rollout was another blow to small businesses. While the stock market celebrated GST because they anticipated that the unorganized sector will be sucked out dry by the organized sector, everyone forgot that the unorganized sector is…
Why The Strong Stock Market is Justified
On March 22, 2020, we witnessed the bottom in stock market. At least in India and USA. I do not track other markets closely enough to comment on them. While the economy in India is barely walking at best, why is the stock market running? Isn’t stock market supposed to reflect economy? While US markets…
Why IT Consultants In India Will Get Fewer Onsite Opportunities in the future?
I joined my first job on 10th December 2007 as an IT consultant. Although my designation was Programmer Analyst trainee my understanding of the industry was a big zero. I used to think in an IT consulting firm I will be able to work on actual software programs and be part of developing products like…
Why Is This A Great Time To Invest In A Dividend Income In India?
In India, I do not know how many people invest for the long term. Some people did, mostly after the bull run in 2017, many people were drawn towards mutual funds, but 2020 has shown everyone that Mutual fund Sahi nehi hain. And the ad was a total sham. Buffet told us for many years…
What Do The Dividend Yield And Dividend Payout Ratios Tell An Investor?
Dividend yield and dividend payout ratio are great matrices to find out if one should invest in a stock if you are looking for dividend income. Although the dividend yield is different than the dividend payout ratio. In my opinion, the dividend payout ratio is a more important and comparatively more stable indicator. Because it…
Why Am I Bullish On ITC Ltd.?
The tobacco giant sells 80% of legal cigarettes in India. When compared with British Tobacco or Altria Group, they have better brands and more products of course, and they are present in more countries than ITC. Anyway, while cigarettes volumes are going down and hopefully that is a good thing for society in long term,…
Can IT Employees Work From Home In India?
Since March 2020, I have been working from home. Although I am in the USA I have worked with my team in Chennai, India. And there are team members in the Central time zone. I am writing this post after working in this mode for the last few months, as I think I know enough…
How Does Saving Money Fit Into A Budgeting?
According to Warren Buffet, you should first save money, then spend the rest. I personally agree with that. But I had an advantage, which many do not. I never had any significant debt. I use credit cards but to earn cash back, and do not carry a balance, so never paid any interest. But, if…