Blog

  • What Do The Dividend Yield And Dividend Payout Ratios Tell An Investor?

    What Do The Dividend Yield And Dividend Payout Ratios Tell An Investor?

    Dividend yield and dividend payout ratio are great matrices to find out if one should invest in a stock if you are looking for dividend income. Although the dividend yield is different than the payout ratio. In my opinion, the dividend payout ratio is a more important and comparatively more stable indicator. Because it shows…


  • Why Am I Bullish On ITC Ltd.?

    Why Am I Bullish On ITC Ltd.?

    The tobacco giant sells 80% of legal cigarettes in India. When compared with British Tobacco or Altria Group, they have better brands and more products of course, and they are present in more countries than ITC. Anyway, while cigarettes volumes are going down and hopefully that is a good thing for society in long term,…


  • Indian IT companies: Will They Continue to Work From Home?

    Indian IT companies: Will They Continue to Work From Home?

    Since March 2020, I have been working from home. Although I am in the USA, I have worked with my team in Chennai, India. And there are team members in the Central time zone. After working in this mode for the last few months, I am writing this post as I think I know enough…


  • How Does Saving Money Fit Into A Budgeting?

    How Does Saving Money Fit Into A Budgeting?

    According to Warren Buffet, you should first save money, then spend the rest. I personally agree with that. But I had an advantage, which many do not. I never had any significant debt. I use credit cards but to earn cash back, and do not carry a balance, so never paid any interest. I have…


  • What Problems ITC Ltd. Has As A Business?

    What Problems ITC Ltd. Has As A Business?

    I am an ITC shareholder. And I have been increasing my holding for the last 3 years. On 26th June 2020, ITC declared a 10.15 rs dividend for the year 2019-2020. And I noticed there was a group of cheerleaders who came into action. ITC proudly declared that their PAT has grown etc. I do…


  • What Does Forward Annual Dividend Yield Tell About A Company List?

    What Does Forward Annual Dividend Yield Tell About A Company List?

    I will use Coke to explain the Forward Annual Dividend Yield, and we will discuss other possibilities. I hold Coke because I know the business and whoever heard about Warren Buffet, probably knows that KO is one of his favorite businesses. So this is a screenshot from Yahoo Finance. You can get all this information…


  • Are Dividend Stocks A Good Investment For Retirement In India?

    Are Dividend Stocks A Good Investment For Retirement In India?

    I started making money after turning 20, but started making real money in 2007. But, as it was a job in private sector, it did not come with a promise of pension. And being in India, the government does not provide any social security that would count in anyway when you will not be working.…


  • Most Effective For Saving Money

    Most Effective For Saving Money

    When COVID broke out last March 2020, I received an email from my employer, informing us that they have suspended all raises, promotions, and bonuses. And then they announced a pay cut and started furloughing without pay. I realized one thing right at that moment, that I did not have almost any cash saved up.…


  • How Will Coronavirus Impact Indian Economy And India’s Monetary Policy?

    Let me begin by saying, I am not an trained economist. But then you hear that a lot from people who cannot stop to express their opinion. And economists have worse record in predicting future than most astrologers. Anyway, without going into those complicated issues and debates, lets talk facts. I work in IT services…


  • Are Dividends The Only Way To Make Money On Robinhood?

    Are Dividends The Only Way To Make Money On Robinhood?

    No, it is not. You can buy stocks lower and sell them when the price goes up. That will be capital gain. You can sell or buy options on Robinhood and make money. You can day trade too, but I believe your portfolio value has to be more than $25,000. And of course, when companies…