What Do The Dividend Yield And Dividend Payout Ratios Tell An Investor?

Dividend yield and dividend payout ratio are great matrices to find out if one should invest in a stock if you are looking for dividend income. Although the dividend yield is different than the dividend payout ratio. In my opinion, the dividend payout ratio is a more important and comparatively more stable indicator. Because it…

Why Am I Bullish On ITC Ltd.?

ITC brands

The tobacco giant sells 80% of legal cigarettes in India. When compared with British Tobacco or Altria Group, they have better brands and more products of course, and they are present in more countries than ITC. Anyway, while cigarettes volumes are going down and hopefully that is a good thing for society in long term,…

Can IT Employees Work From Home In India?

Since March 2020, I have been working from home. Although I am in the USA I have worked with my team in Chennai, India. And there are team members in the Central time zone. I am writing this post after working in this mode for the last few months, as I think I know enough…

How Does Saving Money Fit Into A Budgeting?

budgeting

According to Warren Buffet, you should first save money, then spend the rest. I personally agree with that. But I had an advantage, which many do not. I never had any significant debt. I use credit cards but to earn cash back, and do not carry a balance, so never paid any interest. But, if…